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Hard choices for Budget 2020

The main thing to look at, given that the Moody’s is watching closely, is the need to rein in the budget deficit, which is starting to spiral even more out of control. In the 2019…

How long to financial freedom?

So you want to be financially free? Of course you do.  Okay, so the next question you are probably asking is how long is it going to take you? Well, that depends on how much…

Three common ways we destroy our wealth

Even with the best of intentions, when it comes to building long-term wealth, it is all too easy to fall prey to common financial mistakes which could cost you thousands, and even hundreds of thousands…

The decade that was – where to now?

The third decade of the third millennium has not started quietly. We’re just over a month in, and we’re already on the edge of our seats with a global health emergency resulting from the Wuhan…

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South Africans describe the pain of unemployment

Unemployment has both individual and social consequences that require public policy interventions. For the individual, unemployment can cause psychological distress, which can lead to a decline in life satisfaction. It can also lead to mood…

How to merge your finances as a couple

It may feel like there is never a good time to discuss finances with your partner – married or unmarried – but it’s necessary. And an important issue that needs to be discussed is whether…